Canadian T1 Personal Tax Calculator (2026 Taxes)

#

This calculator mirrors the structure of the T1 General and computes your estimated refund or balance owing using:

• T1 line-by-line inputs
• Schedule 3 (full capital gains)
• RRSP (Schedule 7)
• CPP/QPP (Schedule 8)
• Tuition (Schedule 11)
• Canada Workers Benefit (Schedule 6)
• Provincial Form 428 logic
• NOA-style output
• T1 ↔ NOA mapping

Step 2 — Total Income (T1 Lines 10100–15000)

#

Employment income — Line 10100

Other employment income — Line 10400

Old Age Security (OAS) — Line 11300

CPP/QPP benefits — Line 11400

Other pensions — Line 11500

Employment Insurance (EI) — Line 11900

Interest & dividends — Line 12000

Taxable capital gains — Line 12700 (auto-filled from Schedule 3)

Other income — Line 13000

Schedule 3 — Capital Gains (Full)

#

Real estate & depreciable property — Section 1

Publicly traded shares, mutual funds, bonds — Section 2

Personal-use property — Section 3

Listed personal property — Section 4

Business investment losses / ABIL — Section 5

Net capital losses of other years applied — Line 25300

Step 3 — Net Income (T1 Lines 20700–23600)

#

RRSP deduction — Line 20700

Union/professional dues — Line 21200

Child care expenses — Line 21400

Moving expenses — Line 21900

Support payments — Line 22000

Other deductions — Line 23200

Step 4 — Taxable Income (T1 Line 26000)

#

Taxable income — Line 26000 (auto)

Step 5 — Federal & Provincial Tax

#

Select Province/Territory:

Newfoundland & Labrador Ontario British Columbia Alberta Nova Scotia New Brunswick Prince Edward Island Manitoba Saskatchewan Quebec Northwest Territories Nunavut Yukon

Step 6 — Payments (T1 Line 43700)

#

Income tax deducted — Line 43700

Calculate My Assessment